10 Best Home Warranties 2021: Comprehensive Guide for Homeowners

Choosing the right home warranty can be daunting, especially with so many options available. To help you make an informed decision, we have compiled a list of the 10 best home warranties in 2021, highlighting their features, pros, and cons.

Understanding Home Warranties

A home warranty is a service contract that covers the repair or replacement of crucial home systems and appliances. Unlike homeowners insurance, which covers damage from disasters, a home warranty focuses on the inevitable wear and tear of home systems.

Top Home Warranty Providers

1. American Home Shield

Pros: Customizable plans, extensive coverage options.
Cons: Higher premium costs.

2. Choice Home Warranty

Pros: Affordable plans, 24/7 customer service.
Cons: Limited coverage in certain areas.

3. Select Home Warranty

Pros: Budget-friendly, free roof coverage.
Cons: Service fee applies to each claim.

Factors to Consider When Choosing a Home Warranty

When selecting a home warranty, consider the following:

Coverage options and limitations
Cost of premiums and service fees
Provider reputation and customer reviews
Availability of add-ons for specific needs

For those residing in specific regions, like home warranty companies in Alaska, ensure the provider services your area.

Benefits of a Home Warranty

Having a home warranty can offer peace of mind, reduce unexpected repair costs, and improve home resale value. For tech-savvy homeowners, using a home warranty app can streamline the process of managing claims and accessing support.

FAQ

What is covered under a typical home warranty?

A typical home warranty covers major systems like HVAC, plumbing, and electrical, as well as appliances such as refrigerators, ovens, and dishwashers.

How do I file a claim?

Most providers allow you to file a claim online or via their customer service hotline. Some even offer mobile apps for easy claim submission and tracking.

Are home warranties worth the investment?

This depends on your home’s age, the condition of systems and appliances, and your financial situation. Home warranties can be beneficial for avoiding large, unexpected repair bills.